Tips For Planning Funeral Services Without Breaking The Bank
Funerals are one of the biggest expenses that you'll face, and the decisions that you make in planning one will have a significant effect on the bottom line. Whether you're planning your own services in advance to ease the strain on your loved ones or you're planning services for a loved one who has passed, you'll want to make the most of your money. Luckily, there are a few tips to help you save money when you're planning a funeral service on a budget.
Saving Money on the Visitation
In most cases, you'll probably think about having the visiting hours the day before the services. You may be able to save money on those visiting hours if you host them a few hours before the funeral, on the same day. Most funeral homes will offer a discounted rate for this, because the funeral home will already be open and setting up for the service anyway.
Opt out of Embalming
If you're looking to give everyone the chance to say their goodbyes, you may be able to do that without having to have embalming. Instead of opting for a public viewing with an open casket, have a closed casket instead. When you choose a closed casket, you can skip the embalming process. This may save you a significant amount, as that process can be costly.
Save on Final Services
There are several different options for handling the final services. Whether you're opting for burial or cremation, if you limit attendance at the service, you may be able to reduce the cost. Sometimes, you can opt to have the burial or cremation privately and then schedule a gathering at your church or at home for family and friends.
Save Money by Planning in Advance
Even if you can't reduce the costs of the funeral services for a loved one, you can take steps now to reduce the cost of your funeral services for your family. Plan ahead to help you control the costs of your own service. In fact, many funeral homes will even offer discounts for people who pay in advance. Look for a contractual guarantee that there won't be any price increases later, as this will save your family from sudden increases after your death.
With these tips, you'll be able to plan the funeral service that you've pictured without having to break your budget. Even if you or your loved one are without life insurance or savings to cover paying funeral expenses, these tips will help make it affordable.
Share